Privacy Policy

Effective date: 30/10/2024

This Privacy Policy explains how SpendWise ("we", "us", or "our") collects, uses, and shares information about you when you use our mobile application ("SpendWise" or the "App"). By using the App, you agree to this Privacy Policy. If you do not agree with this policy, please do not use the App.

  1. Information We Collect

    We may collect the following types of information when you use the SpendWise app:

    • Personal Information: This includes information such as your name, email address, and other personal details you provide when signing up for the app.
    • Financial Information: SpendWise may collect financial data, such as income, expenses, savings goals, and other information necessary to provide the app's services.
    • Usage Information: We collect information about your interactions with the App, such as the features you use, your app preferences, and app performance data.

  2. How We Use Your Information

    Your information is used to provide and improve the services offered by the SpendWise app. We may use your data for the following purposes:

    • To manage and track your expenses, income, savings, and financial goals.
    • To provide bill reminders and cash flow insights.
    • To personalize the app based on your preferences and usage patterns.
    • To improve and enhance the features of the App.
    • To send important updates and notifications related to the app's functionality or your account.

  3. Data Sharing

    We do not sell, trade, or otherwise transfer your personal information to outside parties without your consent. However, we may share your data under the following circumstances:

    • With third-party service providers who help us operate the app, provided they agree to keep the data confidential.
    • To comply with legal requirements, such as a court order or legal process.
    • To protect our rights or property, or to prevent fraud or security breaches.

  4. Data Security

    We implement a variety of security measures to maintain the safety of your personal and financial information. However, no system is completely secure, and we cannot guarantee the absolute security of your data.

  5. Data Retention

    We retain your personal information only for as long as is necessary to fulfill the purposes outlined in this policy. Once the information is no longer needed, we will securely delete or anonymize it.

  6. Children’s Privacy

    Our App is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from anyone under 18. If we discover that we have inadvertently collected personal data from a child under 18, we will take steps to delete that information as soon as possible.

  7. Changes to This Policy

    We reserve the right to modify this Privacy Policy at any time. Any changes will be posted within the App, and it is your responsibility to review the updated policy periodically. Your continued use of the App signifies your acceptance of the changes.

  8. Contact Us

    If you have any questions or concerns about this Privacy Policy, please contact us at info@spendwiseapp.xyz.